Independent. No paid rankings. Pass or fail is never for sale. Where a provider passes our review, we may link to it with a disclosed affiliate link.Reviewed as findings changeEditorial policyNewsletter
The Credit RecordAn independent record of credit repair and debt settlement companies

Home › Privacy policy

Privacy policy

Short version: we don't have user accounts, we don't sell data, and we collect about as little as a website reasonably can.

What we collect

This site doesn't require an account, a login, or any registration to read anything on it. Our hosting provider generates standard server logs (the kind almost every website generates — requested pages, timestamps, general technical information like browser type) for operating and securing the site; we don't combine this with any other data to identify individual visitors.

We use Google Analytics 4 (GA4) to count page views and see which pages are read. We never send form contents or email addresses to Google Analytics.

If you email us

If you contact us directly (see About for our address), we use your email only to read and respond to what you sent. We don't add you to any list, and we don't share it with anyone else.

Third-party requests this site makes

Pages on this site load web fonts from Google Fonts. Loading a font involves your browser making a request to Google's servers, which is why some sites choose to self-host fonts instead — we haven't made that change yet, and you should assume the same general web-request information (like your IP address) that applies to any external resource reaches Google when a page loads. We don't control what Google does with that request.

This site also loads Google Analytics 4, run by Google. Google, as the analytics provider, receives the information described under What we collect above, along with the general web-request information that reaches any external service, such as your IP address. We don't control what Google does with that information beyond the settings available to us.

Cookies

This site uses Google Analytics 4 to count visits and see which pages are read. Google Analytics sets first-party analytics cookies in your browser (named _ga and _ga_ followed by an ID). We don't set cookies for advertising, and we don't sell data. You can block or delete these cookies in your browser settings, or use Google's opt-out add-on at tools.google.com/dlpage/gaoptout.

Changes to this policy

If this policy changes in a way that matters — a new form that collects data, an analytics tool, anything that changes what we said above — we'll update this page and note the date below, not bury the change.

Last updated: 14 October 2026.

Related